layiq

/la·yiq/adjective

worthy; deserving; fitting; suitable.

A role, opportunity, or path that merits attention, time, and pursuit.

Manager, Trading Credit Risk (Margin & Options) at Altruist | LAYIQ

As Manager, Trading Credit Risk (Margin & Options), you will be accountable for identifying, measuring, and acting on credit and market risk across margin and options accounts. You will also be a core builder: deeply embedded with Product and Engineering as risk controls are designed, tested, and launched.
Margin & Credit Risk Oversight
Own daily credit risk surveillance across margin accounts using Stream Credit Monitor (SCM) and Sterling Risk Monitor (SRM)
Design, calibrate, and maintain house margin requirements, including security-level and account-level add-ons
Monitor concentration, liquidity, and volatility risk and run stress scenarios on the book
Set and maintain collateral treatment across security types, including haircuts, liquidity tiers, and concentration limits for fixed income positions held as margin collateral
Approve margin requirement changes, extensions of time, and exception cases, and own the rationale behind each decision
Review debit balance trends and escalate accounts approaching liquidation thresholds
Direct the Trade Desk on liquidation decisions, sequencing, and timing when accounts must be brought back into compliance
Options Risk Oversight
Own expiration-day and in-the-money (ITM) risk reviews, including assignment and exercise exposure
Review and drive resolution of uncovered or at-risk options positions
Monitor OCC margin outputs (STANS), spread files, and specific deposits, partnering with Operations on mitigation
Assess the risk impact of proposed options level expansions and new strategies
Regulatory & Control Responsibilities
Ensure the risk framework complies with Regulation T, FINRA Rule 4210 (margin requirements), and FINRA Rule 2360 (options)
Define and monitor key risk indicators (KRIs) and produce recurring risk reporting for leadership
Lead root-cause analysis on credit events, near-misses, and control failures, and drive remediation
Maintain documentation and evidence supporting risk decisions for audits, exams, and regulatory reviews
Build & Scale
Partner with Product and Engineering to embed risk controls, alerts, and automation into the platform from day one
Reduce manual surveillance through better tooling, and identify where AI can improve exception triage, stress analysis, and risk documentation
Support product launches and future expansions, including higher options levels and expanded margin use cases

Attracting and retaining top-tier talent is a priority. We are proud of the culture we’ve built and are cognizant of the ever-changing professional landscape. Our dynamic offering of perks and benefits are tailored for you to feel your best while doing your best.
Stunning, amenity-filled office spaces in Culver City, CA, San Francisco, CA, and Dallas, TX. Our offices are intentionally designed for comfort, collaboration, and productivity.
Competitive total compensation.
Premium healthcare, dental, and vision insurance plans (HMO and PPO).
401k savings plan with a 4% match and immediate vesting.
16 week paid parental leave after one year of employment.
Professional growth and development opportunities including an employee mobility program and an annual L&D budget allocation for each employee.
Company perks program (includes discounts on pet insurance, fitness, cell phone plans, and travel, etc.).
Financial guidance program (includes counseling on navigating debt, tracking personal spend, saving and planning goals, home-purchasing preparedness, etc.).
One month work from anywhere policy (with the exception of a few countries).
Total compensation includes a competitive benefits package, along with a bonus program for eligible roles. For salaried positions, a salary offer will be determined by a number of factors including experience, skill level, internal pay equity, geographic location, and other relevant business considerations. We review all employee pay and compensation programs regularly to ensure fair, equitable, and competitive pay. At Altruist, we are committed to providing fair, equitable, and competitive compensation by leveraging market data to inform our pay bands. Base salaries will be reviewed at regular intervals throughout the year, typically in conjunction with performance review cycles. By evaluating compensation on a regular basis, we are able to reward high performance and ensure all employees have opportunities for growth.
Don’t meet every single requirement? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single qualification. At Altruist we are dedicated to building a diverse, inclusive, and authentic workplace, so if you’re excited about this role, but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.

Manager, Trading Credit Risk (Margin & Options)

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