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OpenFX
Bengaluru
Source: OpenFX careers · View original posting
From OpenFX's posting. “We” and “our” refer to the employer.
OpenFX is on a mission to move money as freely as data, unrestricted by time zones, banking hours, or legacy systems. We are building the infrastructure that will power the next generation of cross-border payment systems for institutions. The team's execution has been exceptional, and we're scaling at a remarkable pace. Our stellar early team comes with experience in companies like J.P. Morgan, Goldman Sachs, FalconX, PayPal, Affirm, Polygon, Kraken, Nium & others. We're backed by Accel, Lightspeed, NfX and other top-tier investors.
Role Overview
We're hiring a backend-heavy Full Stack Engineer for our Payments team — the team that owns how money actually moves for our clients.
Payments owns corridor expansion (EUR, MXN, COP, AED, and beyond), the operationalization of our EU licenses (safeguarding of customer funds, transaction monitoring), and the payments product across GUI and API. Our north star is payment volume moved reliably, with corridor success rate and on-time settlement as the control metrics.
You will own the systems on that money path. This is where a client's payment gets initiated, routed to the right partner, tracked through cut-offs and settlement, and reconciled — and where a failure is not a bug ticket but stuck money. You will own the backend of these flows — partner integrations, payment lifecycle state machines, webhooks, retries, and idempotency — and be trusted with the correctness of what actually happens to the money.
You will also work across the stack. The payments product ships on both API and GUI surfaces, and you'll build the dashboard views your backend powers — payment status, tracking, reporting — rather than waiting on someone else to unblock you. You don't need deep frontend expertise for this role, but you do need to be genuinely comfortable there.
We're specifically looking for someone with a payments or fintech background. Think a payment gateway, PSP, neobank, or cross-border payments company (Razorpay, Juspay, Cashfree, PhonePe, Nium, or similar).
Experience with cross-border payments, FX, or multi-currency systems — corridors, SWIFT/SEPA or local clearing schemes.
Experience building or operating against a double-entry ledger, or reconciliation systems at scale.
Experience with regulated controls — safeguarding, transaction monitoring, sanctions screening, or audit-grade logging.
Experience with durable workflow or orchestration engines (Temporal or similar) on money flows.
Experience with observability tooling (OpenTelemetry or similar) on high-stakes flows.
Experience with stablecoin or digital-asset rails alongside fiat.
The payment flows you own always reflect accurate money state — including during retries, partial failures, partner outages, and cut-off edge cases.
New corridor integrations you build ship on time and don't destabilize existing ones — and each one is easier than the last because of the patterns you've laid down.
Stuck payments are detected and recovered by the system you've instrumented, not discovered by clients or in month-end reconciliation.
You ship complex features end-to-end from technical design to execution, delivery and adoption — including the GUI surface they need.
Product and Operations rely on your judgment for decisions on the money path.
L1/L2 engineers around you grow measurably faster.
You raise the bar for backend engineering in the Payments team.
Competitive salary and benefits package.
Equity in a rapidly growing company.
Opportunity to work in a fast-paced startup at the forefront of fintech innovation.
Opportunity to make a significant impact on global financial infrastructure.
Collaborative work culture with emphasis on personal and professional growth.
We are committed to building a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
LAYIQ is an independent job-discovery service. This listing does not imply a partnership with or endorsement by the employer. Review the original posting for current details and availability.
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