layiq
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Loading LAYIQ…From PayHawk's posting. “We” and “our” refer to the employer.
Company Mission
Payhawk is a leading global spend management solution for scaling businesses. Headquartered in London and combining company cards, reimbursable expenses and accounts payable into a single product; its future-facing technology enables finance teams to control and automate company spending at scale.
The Payhawk customer base includes fast-growing and mature multinational companies in 32 countries including LuxAir and Wagestream. With offices in New York, London, Berlin, Munich , Barcelona, Paris, Amsterdam, Vilnius and Sofia; Payhawk is backed by renowned investors such as Lightspeed Venture Partners, Greenoaks, QED Investors, Bek Ventures and Eleven Ventures.
Our values include supporting flat hierarchies, taking ownership and responsibility, seeking and providing feedback, managing constructive critique, and speaking our minds. We understand that the best ideas don’t all come from the same place, so we encourage diversity and inclusion in all areas of our work.
The future of fintech is about more than money, it is about continual learning and empowered teams. We’re also on a journey to measure and improve our environmental and social impact.
From virtual cards to digital subscriptions, our software and automation help take paper out of the equation for our customers, too.
We’re changing the world of payments, and we’re looking for an exceptional team to help us.
Fraud prevention is becoming a discipline of its own at Payhawk, and this is the role that leads it across both our licensed entities.
Payhawk operates two electronic money institution licences, one in Lithuania supervised by the Bank of Lithuania and one in the UK supervised by the Financial Conduct Authority. Customers across both hold significant balances with us and transact at scale, in a business still growing quickly.
We are expanding fraud prevention into a dedicated global function, and this role owns it. The framework, the detection logic, the intervention model and the regulatory implementation across both entities are yours to own and develop. You will report to the Group Chief Compliance
Officer and present to Boards and Risk Committees.
The bar we are setting is detection that produces decisions rather than more alerts, across card and payment fraud, account takeover and account behaviour, with signals assessed in combination and every detection resolving to a defined intervention. Reaching it means working as closely with information security and engineering as with compliance, which is why we want someone who can build as well as advise.
The regulatory agenda is moving quickly and we intend to stay ahead of it. The Bank of Lithuania Fraud Prevention Guidelines are in force and explicitly aim to strengthen the powers of fraud prevention officers. Lithuania is adopting measures aligned with the third Payment
Services Directive early, and behind them sits the EU PSD3 and Payment Services Regulation package, adding liability for impersonation fraud, EU-wide verification of payee, enhanced authentication and mandatory fraud intelligence sharing. You will own our implementation of all of it across both entities, which is an unusually broad regulatory mandate for a single role.
You will work daily with information security, engineering, payments, and the compliance teams in both entities.
How we work with AI. Payhawk builds automation for a living, and we build our control functions the same way. Fraud is a data problem as much as a regulatory one, so we want someone fluent with AI as a working tool: querying transaction and case data yourself, prompting well enough to get reliable answers out of large or messy datasets, and turning a repeated analysis into a workflow you can rerun.
We will give you the tooling, the data access and the mandate to build detection properly, and any recurring manual review is yours to remove.
Pay range
€6.500 — €8.000 EUR
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