layiq

/la·yiq/adjective

worthy; deserving; fitting; suitable.

A role, opportunity, or path that merits attention, time, and pursuit.

Junior Portfolio Manager at Recognise Bank | LAYIQ

maintain an assigned portfolio of loan accounts, ensuring all servicing activities are completed accurately and within agreed timeframes.
Monitor customer accounts to ensure they continue to meet the terms and conditions of their loans.
Complete covenant testing and identify any issues or potential risks, escalating them where necessary.
Carry out annual loan reviews, gathering and assessing customer information and documentation.
Manage loan maturities, including processing loan extensions, renewals, and redemptions.
Support loan restructures and other changes to customer facilities, ensuring all actions are completed accurately and on time.
Monitor overdue accounts and support arrears management activities, working with customers to achieve positive outcomes.
Monitor payments across different system to support any allocation
Build strong relationships with customers through regular contact and excellent customer service.
Work closely with teams across Credit, New Business, Legal, Operations, and Risk to support the effective management of the portfolio.
Ensure all activities are completed in line with company policies, procedures, and regulatory requirements.
Support Senior Operation Manager in driving performance against SLAs and KPIs.
Required Skills & Experience: Managing loan portfolios and customer relationships
Handling arrears and collections activity
Experience within bridging finance or similar lending products
Managing loan lifecycle events such as maturities, extensions and redemption
Experience using loan management systems (e.g. nCino)
Microsoft Excel and reporting skills
Financial analysis and interpretation
Customer relationship
Loan servicing and administration
Understanding of lending regulations and compliance requirements
Payments and collections understanding
Desirable: CeMAP (Certificate in Mortgage Advice and Practice)
LIBF Banking & Finance qualifications
Why join?
At
Recognise Bank
, we're building more than a bank — we’re creating a culture where people feel empowered to make a difference
💡, supported to be brilliant
✨ with a can do will do attitude, and trusted to do the right thing
🤝.
We believe that when our people thrive, so do our customers. That’s why we invest in an environment that reflects our values and supports your growth, flexibility, and wellbeing.
Here’s what you can look forward to: 🌴
Competitive Time Off
– Generous annual leave plus bank holidays to rest, recharge, and enjoy life outside of work.
🌍
Work From Anywhere
– Up to 6 weeks per year to work remotely from anywhere in the world.*
📚
Learning & Development
– Tailored training and support to grow your skills and achieve your professional goals.
🏠
Hybrid Working
– To support your work-life balance, we offer a hybrid working model with 3 days in the office and 2 days remote.**
🩺
Private Medical Care with Vitality
– Comprehensive healthcare coverage to keep you healthy.
💼
Enhanced Pension Scheme
– Helping you plan and save for a secure future.
👶
Maternity, Paternity & Adoption Pay
– Supporting you and your family during important life moments.
🎉
Discretionary Company Bonus
– Rewarding your contribution to our shared success.
If you're curious, driven
, and ready to be part of something meaningful — where your ideas matter, your growth is supported, and your work makes a real impact — then we’d love to hear from you.
*Subject to company policy.
**This arrangement may vary during the induction period.

Junior Portfolio Manager

Employer job description

Our values shape how we work and grow together:

Can do, will do:

Be brilliant:

Do the right thing:

Make a difference:

About the role

Key Responsibilities: Manage and

About this listing