layiq

/la·yiq/adjective

worthy; deserving; fitting; suitable.

A role, opportunity, or path that merits attention, time, and pursuit.

Consumer Compliance Manager, Card Products at Cardless | LAYIQ

Typically 3 to 6 years in compliance, legal, or regulatory advisory within banking, fintech, or consumer financial services, with hands-on experience reviewing and advising on consumer product features, terms, pricing and fee disclosures, or application and servicing flows.
Working knowledge of consumer protection regulations across credit and debit card products (Regulation Z, Regulation E, Regulation DD, Regulation B, UDAAP, FCRA).
The judgment to interpret regulation into practical product guidance and to reason through novel features where the rule is not directly on point.
Clear written and verbal communication, giving business teams a defensible recommendation rather than just a flag.
A collaborative, advisory mindset and comfort managing multiple product workstreams and deadlines across product, business, design, and operations.
Comfort using AI tools to work more efficiently and expand coverage, and proven ability to operate independently without a defined playbook or daily check-ins.
Bonus Points
Hands-on experience across both credit and debit card products.
CRCM or another consumer compliance certification.
Exposure to fintech or partner-bank program structures, or experience standing up or maturing a product-compliance function.
Interest in consumer finance, loyalty programs, and card products, and curiosity about how compliance can enable responsible growth.
This role isn't a fit if
We work in the office 5 days a week in San Francisco. If you need a hybrid or remote schedule, this is not the seat.
There is no playbook for this role and no daily check-in. If you do your best work with structure handed to you, this is not the seat.
This is a hands-on build, not a maintenance job. If you are looking for a quiet compliance role with settled processes, this is not the seat.
Why this role
Own product compliance for a growing set of credit and debit card programs, with direct influence on what gets built and how new programs and features come to market.
Take over the product-compliance and advisory work our compliance leadership does today and build the function, across multiple bank-partner relationships with different regulatory expectations.
Be part of a well-respected compliance team and culture, with high autonomy, interesting projects, and room to grow.

Consumer Compliance Manager, Card Products

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