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Cardless
San Francisco, CA, United States
Source: Cardless careers · View original posting
From Cardless's posting. “We” and “our” refer to the employer.
Cardless is building the infrastructure for the world's best companies to design, build, and launch financial products of their own. Companies like Coinbase and Bilt use Cardless to create credit cards that feel entirely their own. In an industry where branded financial products usually mean shared logos and shared control, Cardless is built to disappear.
Our APIs and components shape the journey from the first application to every purchase, reward, and moment of support that follows, while we handle lending, compliance, and operations behind the scenes.
In September 2025, we raised a $60 million Series C led by Spark Capital, bringing our total funding to $170 million. The team is over 70 people and scaling toward profitability by year-end 2026.
We're looking for kind, humble people with high standards and low egos. We take the work seriously without taking ourselves too seriously. We see what could be improved, make it so, and leave every product, system, and team better than we found it.
We're looking for a program manager to own the day-to-day working relationship between Cardless and the banks that issue our cards, and to run new card programs from signed deal to live launch. You will be our bank partners' primary point of contact, the person who knows where every open item stands and keeps each partner informed early.
Cardless is a program manager that partners with FDIC- and OCC-regulated issuing banks to design and deliver co-branded credit cards, so the work has to account for obligations across multiple bank partners with different regulators, expectations, and reporting cadences. Understanding that structure, where the bank holds the regulatory obligation and we perform the work, is key to succeeding here.
This is a hands-on, individual-contributor role with no direct reports.
You sit on the Compliance team and report to our Chief Compliance Officer. As our portfolio grows, this role brings bank partner management into one seat: you will build the trackers, the reporting rhythm, and the governance cadence for it, and your first assignment is a live program launch.
Compensation
This role has an annual starting salary range of $150,000 to $200,000 plus equity and benefits (see below). Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.
LAYIQ is an independent job-discovery service. This listing does not imply a partnership with or endorsement by the employer. Review the original posting for current details and availability.
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