layiq
worthy; deserving; fitting; suitable.
A role, opportunity, or path that merits attention, time, and pursuit.
Loading LAYIQ…Job opportunity
First Financial Bank
Abilene Main
Source: First Financial Bank careers · View original posting
From First Financial Bank's posting. “We” and “our” refer to the employer.
Address
We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.
Abilene, Texas, United States
Incumbent has extensive contact with the company's lending and loan support staff. The incumbent must have the ability to express him/herself in a clear and concise manner. Under the general direction of the Consumer Analyst Manager, the incumbent performs key underwriting functions on consumer real estate loan applications. Incumbent also evaluates the degree to which underwriting functions performed by others satisfy the requirements of Regulation Z. The incumbent underwrites the applicant(s) ability to repay the requested loan
by performing certain critical calculations on income figures provided by the applicant and verified from other sources. The incumbent also evaluates the effectiveness of other underwriting procedures based on the documentary evidence in the file. Such procedures include assessments of the borrower's credit history, verification of past, current and future employment, the sufficiency of documentation, and compliance with applicable Bank policy and regulatory requirements. Throughout this process, the incumbent must maintain close
communication with the loan officer, applicable members of the lending staff, mortgage loan processors and loan document preparation personnel. The incumbent must be able to function efficiently and effectively under deadlines and stress while maintaining a professional and mature demeanor. Incumbent must exercise independent judgment and decision-making in routine situations within established guidelines.
Perform underwriting duties required to effectively analyze the borrower’s ability to repay.
Verify supporting loan documentation.
Advise applicable lending officers as to the degree to which the loan, if approved, will satisfy regulatory and applicable Bank policy requirements.
Stay current with all applicable regulations and guidelines.
Other duties and special projects as assigned.
Actively understands and supports the Customer Service First sales and service culture and the values of the organization. Follows established Bank policies and procedures.
LAYIQ is an independent job-discovery service. This listing does not imply a partnership with or endorsement by the employer. Review the original posting for current details and availability.
Employer posted: