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Younited
Paris
Source: Younited careers · View original posting
From Younited's posting. “We” and “our” refer to the employer.
At Younited, we believe credit and banking should feel as simple, fast and transparent as everything else in your digital life.
So we build financial services that way. We combine technology, data and automation to rethink the way people borrow, pay, save and manage their money.
More than 1.5 million customers already use Younited across Europe.
Younited Credit
– instant consumer credit, directly accessible to customers.
Younited Pay
– instalment payment and financing solutions embedded into our partners' customer journeys.
Younited Cashback
– cashback and personalised offers, enhanced by open banking data.
Younited Bank
– our everyday banking offering, currently available through helios by Younited and being expanded.
Our ambition is to build a financial partner people genuinely trust, combining simplicity, transparency and responsible finance. As a certified B Corp, we integrate social and environmental considerations into the way we build our business.
Younited in a few figures
4 European countries, with close to 50% of our business generated outside France.
~500 Younies across Paris, Rome, Barcelona and Lisbon.
Trusted by leading companies including Iliad, Bouygues Telecom, Free, Bpifrance, Apple, N26, Fortuneo, Smeg and Thermomix.
The 5 values we work by
Make it simple
Act as an entrepreneur
Innovate or die
Faster is better
No limit
We give passionate problem-solvers the space to do their best work in diverse and inclusive teams across Europe, because that is how we build better financial products for our customers and partners.
Join Younited and help us build the next generation of consumer finance and banking in Europe.
Context 📄
The Credit Strategy Man agement team is at the heart of Younited’s strategy. Its mission is to support profitability while keeping risk levels within the established risk appetite, ensuring high-quality credit origination and continuously improving the decision system across the Personal Loans and Point of Sale businesses.
As Credit Risk Manager
, you will manage an assigned perimeter and help ensure that credit production meets business targets by customer segment, pricing and risk level. Through quantitative analysis and close collaboration with CPM, Operations, Risk teams and the relevant Business Unit, you will identify deviations from target, assess their impact and turn your insights into clear recommendations.
You graduated from a top-ranked engineering school, business school or university and have at least 3 years of experience in a quantitative or analytical role, ideally in consulting, internal audit, banking, investment banking, fintech or payments, You have a strong quantitative background, are proficient in SQL and can analyse data quickly and independently.
You are comfortable using Claude and AI tools, You are structured, able to take a high-level view and comfortable working with complex or uncertain topics, You have strong communication and stakeholder management skills, with the ability to build credibility and influence stakeholders across different teams, You are fluent in English and able to communicate clear, data-driven recommendations to international stakeholders.
Hiring process 📅
A first video chat with Arthur, Lead Talent Acquisition
, to get to know each other and discuss Younited, its culture and values (30 min), A meeting with Pierre, who is in charge of the Credit Strategy Management team (60 min), A business case to be presented to the team, Final discussions with a member of your future team (60 min), members of the Risk and Data teams (60 min), and a member of the Comex (30 min).
🎁
Other benefits from joining Younited ?
A continuous learning environment with access to internal and external training, an e-learning platform, and “Friday workshops” within the Tech team to support everyone’s development
Younited is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.
LAYIQ is an independent job-discovery service. This listing does not imply a partnership with or endorsement by the employer. Review the original posting for current details and availability.
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