layiq

/la·yiq/adjective

worthy; deserving; fitting; suitable.

A role, opportunity, or path that merits attention, time, and pursuit.

Director Relationship Manager-MMB at First Citizens Bank | LAYIQ

Business Development & Relationship Management
Develop and maintain a portfolio of middle market companies with annual revenues typically ranging from $75MM to $1bn.
Serve as the primary relationship manager and trusted financial advisor, providing strategic guidance on financing, cash flow management, capital investment, acquisitions, and growth initiatives.
Source, originate, and close new commercial banking relationships through proactive business development, community involvement, and centers of influence, including attorneys, CPAs, and business advisors.
Lead cross-functional teams to deliver comprehensive banking solutions, including commercial lending, treasury management, depository services, capital markets, interest rate risk management, and wealth management.
Expand wallet share by identifying opportunities for product penetration and relationship growth across the client's organization.
Credit & Portfolio Management
Analyze complex financial statements, cash flows, and business performance metrics to assess creditworthiness and structure financing solutions.
Partner with Credit Administration to underwrite, negotiate, and manage commercial banking relationships while maintaining prudent credit standards.
Monitor portfolio performance, identify emerging risks, and proactively implement risk mitigation strategies.
Present credit recommendations and relationship strategies to senior credit and executive management committees.
Client Leadership & Strategic Advisory
Maintain a deep understanding of industry trends, market dynamics, economic conditions, and competitive factors impacting clients.
Provide strategic thought leadership and financial expertise to business owners and executives.
Coordinate internal resources to deliver exceptional client experiences and ensure timely execution of complex transactions.
Act as an advocate for clients while balancing profitability, risk, and regulatory requirements.
Risk Management & Compliance
Ensure adherence to all regulatory requirements, compliance standards, and Bank policies.
Maintain strong portfolio quality through disciplined credit risk management and ongoing client monitoring.
Promote a culture of sound risk management while supporting responsible business growth.
Director Qualifications: Minimum Required Education and Experience: Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial Banking, Relationship Management, Sales
Preferred: MBA, Business Administration, Finance, Economics
12 years of Middle Market Banking, Corporate Banking experience
Formal Credit Training
2 – 5 years hands on credit experience
8 – 10 years RM within Commercial Banking – Middle Market
Acquiring clients, selling commercial lending products
Additional Information
The base pay for this position is generally between $185,000.00 and $240,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
on skil, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compe tion may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of emloyment
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Business Development & Relationship Management
Develop and maintain a portfolio of middle market companies with annual revenues typically ranging from $75MM to $1bn.
Serve as the primary relationship manager and trusted financial advisor, providing strategic guidance on financing, cash flow management, capital investment, acquisitions, and growth initiatives.
Source, originate, and close new commercial banking relationships through proactive business development, community involvement, and centers of influence, including attorneys, CPAs, and business advisors.
Lead cross-functional teams to deliver comprehensive banking solutions, including commercial lending, treasury management, depository services, capital markets, interest rate risk management, and wealth management.
Expand wallet share by identifying opportunities for product penetration and relationship growth across the client's organization.
Credit & Portfolio Management
Analyze complex financial statements, cash flows, and business performance metrics to assess creditworthiness and structure financing solutions.
Partner with Credit Administration to underwrite, negotiate, and manage commercial banking relationships while maintaining prudent credit standards.
Monitor portfolio performance, identify emerging risks, and proactively implement risk mitigation strategies.
Present credit recommendations and relationship strategies to senior credit and executive management committees.
Client Leadership & Strategic Advisory
Maintain a deep understanding of industry trends, market dynamics, economic conditions, and competitive factors impacting clients.
Provide strategic thought leadership and financial expertise to business owners and executives.
Coordinate internal resources to deliver exceptional client experiences and ensure timely execution of complex transactions.
Act as an advocate for clients while balancing profitability, risk, and regulatory requirements.
Risk Management & Compliance
Ensure adherence to all regulatory requirements, compliance standards, and Bank policies.
Maintain strong portfolio quality through disciplined credit risk management and ongoing client monitoring.
Promote a culture of sound risk management while supporting responsible business growth.
Director Qualifications: Minimum Required Education and Experience: Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial Banking, Relationship Management, Sales
Preferred: MBA, Business Administration, Finance, Economics
12 years of Middle Market Banking, Corporate Banking experience
Formal Credit Training
2 – 5 years hands on credit experience
8 – 10 years RM within Commercial Banking – Middle Market
Acquiring clients, selling commercial lending products

Director Relationship Manager-MMB

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