layiq
/la·yiq/adjective
worthy; deserving; fitting; suitable.
A role, opportunity, or path that merits attention, time, and pursuit.
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Job opportunity
Commercial Credit Associate I (Hybrid)
Charlotte, North Carolina
Source: First Citizens Bank careers · View original posting
Employer job description
From First Citizens Bank's posting. “We” and “our” refer to the employer.
Overview
This is a hybrid role (Charlotte, NC) with the expectation that time working will regularly take place inside and outside of a company office.
This position is 1 day in-office per week, mandatory Wednesday. In Q1 of 2027, this position will transition to 2 to 3 days in-office per week.
This position reviews short-term loan requests for the Credit Administration function of the Bank.
This person is responsible for evaluating and analyzing financial, credit, and risk information to determine the approval and denial of loan and credit requests. Analyzes both commercial and personal client financial data to determine creditworthiness.
Responsibilities & Qualifications
- Duties & Responsibilities: Loan Review – Review loan applications, financial statements, tax returns, and other supporting documentation. Analyze borrower creditworthiness, cash flow, collateral, and repayment capacity. Reviews client data in order to make sound credit decisions. Prepare detailed credit memorandums and recommendations for management or loan committee approval.