layiq

/la·yiq/adjective

worthy; deserving; fitting; suitable.

A role, opportunity, or path that merits attention, time, and pursuit.

LAYIQ - Associate Credit Manager at The Campbell's Company, Camden, NJ

Lead Credit and Financial Risk Management
Assess customer creditworthiness through financial statement analysis, credit reports, trade references, payment history, economic conditions, and industry trends.
Establish and maintain customer credit limits, payment terms, and risk mitigation strategies within delegated authority levels.
Monitor customer financial health and credit exposure, proactively identifying risks and recommending protective actions.
Review and evaluate customer orders, approving, restricting, or escalating credit decisions in accordance with company policy.
Partner with Legal, Finance, Sales, and other stakeholders to manage financially distressed, high-risk, or bankrupt customers.
Drive Accounts Receivable and Collections Performance
Manage an Accounts Receivable portfolio exceeding $600 million across multiple business units and customer relationships.
Support working capital objectives by improving key performance measures such as Days Sales Outstanding (DSO), Average Days to Pay, percent current receivables, past-due exposure, and bad debt.
Provide oversight and governance for collections activities performed by internal teams, shared services organizations, and third-party providers.
Monitor payment trends, disputes, collection effectiveness, and escalations while implementing action plans to improve cash flow and reduce delinquency.
Lead or support credit hold decisions, collection escalations, and associated stakeholder communications.
Deliver Reporting, Analytics, and Business Insights
Prepare and present recurring and ad hoc reporting related to Accounts Receivable, credit risk, collections performance, working capital, and balance sheet activity.
Analyze portfolio, customer, and business-unit trends to identify risks, opportunities, and performance gaps.
Develop recommendations and actionable insights that support business and financial decision-making.
Maintain reporting accuracy, supporting documentation, audit evidence, and reporting governance standards.
Manage Customer Master Data Governance
Oversee credit and customer master data, including credit limits, payment terms, customer hierarchies, and relationship structures.
Partner with Master Data Management and business stakeholders to support customer onboarding and data maintenance activities.
Promote data quality, consistency, and accuracy to support reporting, controls, operational execution, and risk assessment.
Ensure Compliance and Drive Continuous Improvement
Maintain compliance with Campbell's credit policies, Order-to-Cash procedures, SOX requirements, financial controls, and applicable regulations.
Support audits, control testing, remediation efforts, and policy reviews.
Identify root causes of recurring issues and lead process improvement initiatives that strengthen controls and improve efficiency.
Support automation initiatives, reporting enhancements, and system or process changes impacting Credit, Collections, and Accounts Receivable.
Build Strong Cross-Functional Partnerships
Collaborate with Sales, Finance, Supply Chain, Customer Service, Legal, Master Data Management, Shared Services, and third-party partners.
Serve as a key point of contact for customer finance and Accounts Payable organizations regarding payment performance, terms compliance, disputes, and escalations.
Communicate complex financial and credit matters in a clear, business-focused manner, including risks, impacts, recommendations, and required actions.
WHO YOU WILL WORK WITH In this role, you will partner closely with stakeholders across Finance, Sales, Supply Chain, Customer Service, Legal, Master Data Management, Shared Services, and external customer finance organizations. You will also collaborate with third-party service providers and internal business leaders to improve working capital performance, strengthen controls, mitigate risk, and support responsible revenue growth.

Associate Credit Manager

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