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Jonesboro, AR; AR Jonesboro 1720 South Caraway
Source: Simmons Bank careers · View original posting
From Simmons Bank's posting. “We” and “our” refer to the employer.
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
Position Summary
The Portfolio Manager I provides analytical support and portfolio management for commercial and business banking, including spreading and preliminary analysis of existing customers and prospects. The role partners with commercial bankers to perform independent analysis of creditworthiness, prepare credit write-ups, monitor assigned portfolios, and support clients through the lending process.
Essential Duties and Responsibilities
· Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
· Prepares cash flow models for the basis of credit decisions.
· Provides additional loan agreement / covenant monitoring support to commercial lending and underwriting groups.
· Provides on-going portfolio management through spreading of on-going required financial statements as they are received from the Bank’s customers.
· Develops a base understanding of various types of lending facilities as well as a variety of companies and industries.
Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
· Performs other duties and responsibilities as assigned.
Prepare basic credit analyses on commercial loans that facilitate the credit approval process for use by loan officers or committees on new, renewal, and extension loans.
Make appropriate recommendations for monitored accounts; report deteriorating credit situations to officer.
Perform duties with supervision of leadership or assigned senior-level colleague, providing opportunity to develop a thorough understanding of various lending facilities and a variety of companies and industries.
Performs other duties and responsibilities as assigned.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Activities, duties and responsibilities may change at any time with or without notice.
Communication
Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications.
LAYIQ is an independent job-discovery service. This listing does not imply a partnership with or endorsement by the employer. Review the original posting for current details and availability.
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